Escape the 9–5 by creating multiple passive incomes?

With real-life examples!

Photo by Scott Graham on Unsplash

I already have a saving account. Isn’t that enough passive income?

So how can I diversify my eggs (money) into different baskets?

To help direct you, here is a summary of some of the most feasible ideas.

Cashback/Reward Credit Cards — Yup! Switching or using a reward purchasing card is considered a passive income. A transaction, which you would have made, such as rent, bills or groceries can still be used to earn rewards.

CurveIt’s a one-of-a-kind digital wallet for your cards that gives you 1% daily cashback as you spend. The best part is that you can combine these rewards with existing benefits from your credit card provider.

TopCashback — Cashback portal that allows you to earn money for purchases you make online that you would have made anyways. Combine with reward credit cards and Curve.

Crypto staking (like a bank) — You can deposit money/stake money into a crypto wallet to earn interest rates up to 7.6%.

Algorithmic Trading (What I specialise in) — Similar to the auto-copier, where you are copying a successful trader, my algorithm trades automatically where your account is being controlled by a software

Investing, auto-copier — Depositing money onto index funds or copying the top-performing accounts.

Real Estate (Housing)/ REITSThese are companies that own or finance income-producing real estate across a range of property sectors. You can buy shares in the most popular market. An easier way to jump onto the property ladder without owning any properties.

Digital Products (Etsy, Facebook MarketPlace, Ebay) — Selling products at a higher marginal price. Although this idea has the most active work. Eventually, the goal is to automate most of the steps. This is also one of the most lucrative, but difficult ideas to compete successfully.

Amazon FBA/ Dropshipping — Likewise to selling products at your online store with Facebook and Etsy, Amazon FBA (Fulfilment by Amazon) lets you purchase and store products sourced from cheaper countries. Amazon store and fulfil order on your behalf for a small fee from the product price.

AirBnb — If you have a spare room and would like to rent out your space. Use Airbnb to advertise your room.

Instagram accounts — Create an Instagram page on a specific niche that attracts followers. Using your influence you can gain paid sponsorship and endorsements from companies looking to market their products.

Youtube Partner Programme account — Create videos with or without your face for other people to watch. You could create videos with background music to gain views passively. YouTube ad revenue only occurs once you reach 1000 subscribers and have 4000 watch hours. Youtube pays around $3–6 per 1000 views.

Website (Google Adsense, Affiliate Income, Sponsorship) — Earn an income through creating websites/blogs and get paid by displaying small adverts by Google.

Patreon PagePatreon is a membership platform that makes it easy for artists and creators to get paid. People often use this to get extra money through their digital work, such as Youtube or from a blog. Use sites like this to supplement your cost or be rewarded for the dedication you put into your content.

Affiliate Marketing — This is when a company compensates you to generate traffic or leads to the company’s products and services. You promote their products for a commission fee. Like a referral bonus.


Any financial advice whatsoever with any products supplied, be that the algorithm, emails, calls, research, analyses, or other information contained on any page, are provided as general market information for educational and entertainment purposes only, and do not constitute investment advice. Any person undertaking does so with the understanding that the content supplied is a guide to demonstrate how Shivalay Kara and the team trades with the algorithm. All education and products are done so in a non-professional environment, and Shivalay Kara and the team won’t hold any responsibility for any loss or damage, including without limitation any loss of profit, which may arise directly or indirectly from the use of the algorithm or advise.




Just someone who’s passionate about making money through passive income.

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Shivalay Kara

Just someone who’s passionate about making money through passive income.